hmmm – FTSE100 down 130

hmmm – FTSE100 down 130 points, on top of all the falls over the past few weeks. I wonder if it is such a good idea to have my endowment and pension both linked to shares? Guess I should be taking a long term view, and besides, what would be the point of cashing in now? Would just compound my losses, so best to sit on it and hope things improve.